How to open Ant Borrower
With the rapid development of Internet finance, Ant Jiebei, a credit lending product under Alipay, has been favored by the majority of users because of its convenience and low threshold. This article will introduce in detail how to activate Ant Borrowing, and attach hot topics and hot content in the past 10 days to help users better understand and use this function.
1. Activation conditions of Ant Borrowing

The activation of Ant Jiebei is not open to all users, and the following conditions need to be met:
| Conditions | Description |
|---|---|
| Alipay real-name authentication | Users need to complete Alipay's real-name authentication and bind their ID cards and bank cards. |
| Sesame Credit Score | Usually, Zhima Credit score is required to be above 600 points. The higher the score, the greater the chance of opening. |
| Account activity | Alipay accounts need to have certain usage records, such as consumption, transfers, etc. |
| Good credit history | No bad credit history, such as late repayments, etc. |
2. Steps to activate Ant Borrowing
If the above conditions are met, users can follow the steps below to activate Ant Borrowing:
| steps | Operating Instructions |
|---|---|
| 1. Open Alipay APP | Make sure Alipay has been updated to the latest version. |
| 2. Enter the "My" page | Click the "My" option in the bottom navigation bar. |
| 3. Find "Ant Borrowing" | In the "My" page, find the "Ant Borrowing" entrance. |
| 4. Click "Activate Now" | The system will automatically evaluate the user's qualifications and can be activated after passing the test. |
3. Hot topics and content in the past 10 days
The following are the hot topics and content that have been hotly discussed on the Internet in the past 10 days for your reference:
| hot topics | heat index | Main content |
|---|---|---|
| Double Eleven pre-sale starts | ★★★★★ | Major e-commerce platforms have launched Double Eleven pre-sale activities, with unprecedented discounts. |
| Metaverse concept is hot | ★★★★☆ | Facebook changed its name to Meta, and the concept of the metaverse attracted global attention. |
| COVID-19 vaccine booster shot | ★★★★☆ | New crown vaccine booster shots have been launched in many places, and experts explain the necessity. |
| Energy prices rise | ★★★☆☆ | Global energy prices continue to rise, causing electricity shortages in many places. |
4. Precautions for using Ant Borrower
After opening Ant Borrowing, users also need to pay attention to the following points:
| Things to note | Detailed description |
|---|---|
| Repay on time | Late repayment will affect Zhima Credit Score and even incur penalty interest. |
| Reasonable borrowing | Borrow money based on your needs and avoid over-indebtedness. |
| Pay attention to interest rates | The interest rate for borrowing money will fluctuate according to the user's credit situation, so please check it carefully. |
5. Summary
As a convenient credit lending tool, Ant Jiebei provides users with flexible borrowing channels. By meeting the activation conditions and following the steps, users can easily activate and use this feature. At the same time, paying attention to recent hot topics and hot content can also help users better grasp social trends. I hope this article can provide you with valuable reference information.
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