How does a company pay social security: hot topics and structured guide on the Internet in the past 10 days
Recently, the issue of corporate social security payment has once again become the focus of hot discussion across the Internet. With the adjustment of policies and the popularization of digital services, how to pay social security for employees efficiently and compliantly has become a core issue for corporate managers. This article combines hot discussions in the past 10 days to sort out the latest policy points and operational procedures for you.
1. Inventory of recent hot topics related to social security (data as of November 2023)
| topic | Search popularity | Main discussion points |
|---|---|---|
| Adjustment of social security payment base | ★★★★★ | Many places have released the latest upper and lower payment limits for 2023 |
| Popularization of electronic social security cards | ★★★★ | Over 800 million people across the country have applied for electronic social security cards |
| Enterprise deferment policy | ★★★ | Some industries can continue to apply for phased deferral of payment |
| National social security network | ★★★ | Simplified inter-provincial social security transfer process |
2. Guide to the entire process of corporate social security payment
1. Materials required for opening a social security account
| Material type | Specific requirements |
|---|---|
| business license | Original and photocopy |
| Bank account opening license | Basic account information |
| Legal person ID card | Copies of front and back |
| official seal | Official seal for filing |
2. Social security payment ratio (2023 standard)
| Insurance type | Enterprise ratio | personal ratio |
|---|---|---|
| Pension insurance | 16% | 8% |
| medical insurance | 9.5% | 2%+3 yuan |
| unemployment insurance | 0.5% | 0.5% |
| Work injury insurance | 0.2%-1.9% | 0% |
| maternity insurance | 0.8% | 0% |
3. Solutions to common corporate problems
1. Time point for new employees to participate in insurance
According to the "Social Insurance Law", enterprises must register their employees for social security within 30 days from the date of employment. Special reminder in the hot discussion: Some cities require that those who join the job before the 15th of the month must be insured for the same month, and those who join the job after the 15th can be insured for the following month.
2. Principles for determining payment base
| Employee type | How to determine the base |
|---|---|
| New employees | Declared based on first month’s salary |
| Old employees | Average monthly salary last year |
| Salaries fluctuate greatly | According to the regulations of the local Social Security Bureau |
3. Recommended online processing channels
Recent hot spots show that the average daily visits to the National Social Security Public Service Platform (http://si.12333.gov.cn) has increased by 40%, providing enterprises with the following online services:
4. Expert advice and trend analysis
Based on the discussion hot spots across the Internet, human resources experts put forward three suggestions:
1. Follow the official website of the social security bureau of the insured area in a timely manner to obtain the latest policy interpretations
2. It is recommended to use a professional HR management system to avoid missed payments and wrong payments.
3. Special attention should be paid to the base adjustment window period in July every year.
Data shows that the digital processing rate of corporate social security has reached 78% in 2023, and it is expected that "one-stop processing" will be fully realized next year. Enterprises should prepare for system docking in advance and comply with the development trend of "Internet + Social Security".
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